Terms & Conditions

These Terms & Conditions (“Terms”) govern your use of this website, operated by Mobile Bar Insurance, a program of Catanzaro Insurance LLC (“we,” “us,” or “our”). By accessing or using this site, you agree to these Terms. If you do not agree, please do not use the site.

Informational purpose only

The content on this website is provided for general informational purposes only and does not constitute insurance, legal, or financial advice. Nothing on this site is an offer to sell, a solicitation to buy, or a binder of insurance. No coverage is in force unless and until a policy is issued by an insurance carrier and you have completed all requirements to bind that coverage.

No guarantee of coverage, pricing, or timing

Coverage availability, eligibility, premiums, limits, and terms are determined solely by the issuing insurance carrier and are subject to underwriting approval. Any prices, ranges, or estimates shown on this site are general illustrations only and are not quotes or guarantees. Statements regarding quote turnaround, same-day coverage, or certificate issuance describe typical experiences and are not guaranteed. Coverage availability varies by state and is limited to the states in which we and the issuing carrier are licensed.

Eligibility

This site and our services are intended for business owners and authorized representatives. By submitting information, you represent that the information is accurate and that you are authorized to provide it.

Your responsibilities

You agree to provide accurate, complete, and current information and to use the site only for lawful purposes. You are responsible for reviewing any quote, policy, and certificate for accuracy and for ensuring the coverage meets your needs and any venue or contractual requirements.

Intellectual property

All content on this site, including text, design, logos, and graphics, is owned by or licensed to Catanzaro Insurance LLC and may not be copied, reproduced, or distributed without permission.

Third-party links and platforms

This site and our process may link to or use third-party platforms (for example, to view a quote or complete enrollment). We are not responsible for the content, terms, or privacy practices of third-party sites and platforms.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on its content. The site is provided “as is” without warranties of any kind.

Governing law

These Terms are governed by the laws of the State of Ohio, without regard to conflict-of-law principles.

Changes to these Terms

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the revised Terms.

Contact

Questions about these Terms can be sent to hello@mobilebarinsurance.com.